Thai Speed Baccarat B: side bets, commission, and what each one costs

Short answer: Thai Speed Baccarat B is the table where the extra betting positions deserve attention. Minimums sit at 600 Ft, the ceiling is around 600 000 Ft, coups close in roughly 27 seconds, and the core edges are the familiar 1.06% Banker after commission, 1.24% Player and 14.4% Tie. The two pair side bets pay 11:1 and cost far more than they look. This guide prices them out and explains exactly what the 5% commission is buying.

Written by Szalai Bernadett — last verified August 2026

Table specification

What the 5% commission actually pays for

Players often read the commission as a fee the casino invented. It is closer to a correction. Baccarat’s third-card drawing rules are asymmetric: the Banker hand acts last and with more information, so it wins roughly 45.9% of decided coups against 44.6% for Player, with the remaining 9.5% ending in a tie and both main bets pushing.

If Banker paid even money with no deduction, that structural advantage would make it a profitable bet for the player and the game could not exist. The 5% skim on winning Banker bets removes just enough of it to leave the house holding 1.06% — still the best number on the table, and better than Player’s 1.24% precisely because the commission is charged only on wins, not on turnover. A 600 Ft Banker win returns 570 Ft of profit rather than 600 Ft.

The lobby also runs a commission-free table, Super Baccarat 6, which drops the 5% and instead pays only half on Banker wins made with a total of six. That substitution costs marginally more than the commission it replaces, so the honest summary is: commission-free is simpler to settle and very slightly worse value.

Pair side bets, priced honestly

A Player Pair or Banker Pair wins when the first two cards of that hand share a rank. In an eight-deck shoe the probability of that is a shade under 7.5%, or about one coup in thirteen. The table pays 11:1. A fair payout for that frequency would be a little over 12:1, and the gap between the fair price and the paid price is the house edge — roughly 10.4%.

Put plainly: every forint you move from Banker onto a pair bet becomes roughly ten times more expensive. That does not make pair bets illegitimate — a small side stake changes the texture of a session and costs little in absolute terms if the stake is small. It does make them a bad place to put serious money. Our own rule when testing was to keep any side stake to a fifth of the main bet and to treat it as an entertainment line item, not part of the bankroll plan.

A sensible way to structure bets at this table

1. Pick one main position and stay on it. Alternating between Banker and Player does not lower the combined edge; it just makes your results harder to read.
2. Flat-bet. Escalating after a loss changes the shape of the distribution, never the edge, and drives you into the table ceiling faster than most people expect.
3. If you want a side bet, cap it at 20% of your main stake and accept the 10.4% price as the cost of the fun.
4. Leave Tie alone. At 14.4% it is the most expensive position on any baccarat layout in the lobby.
5. Set the session length before you start — at 27 seconds a coup, an hour is 130 decisions, which is more than most players intend to make.

Bonus wagering at 5%

Everything staked here, main bets and side bets alike, contributes only 5% towards a wagering requirement, while slots contribute 100% and jackpot machines 0%. On a 35x welcome requirement that ratio makes table play an impractical clearing route: 10 000 Ft of baccarat turnover reduces the requirement by 500 Ft. Some bonus terms exclude side bets from wagering entirely, so check the current wording on the wagering page and the bonus terms before you assume anything counts.

Practicalities

There is no demo mode on any live table, so the free way to learn the layout is to open the table and watch a shoe without staking. On mobile the pair positions drop into a second row beneath the main bets, which is worth knowing because it is an easy row to hit by accident in portrait. Limits, roadmaps and pace are covered from other angles on our Lotus Speed Baccarat C and Thai Speed Baccarat A guides. Account-level limits are under responsible gambling.

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